New Rule Requires Abortion-Excluding Healthcare Plans for 2016
by Genevieve Plaster
Charlotte Lazier Institute
Beginning in 2016, Rhode Island health insurance carriers who will offer plans either on or off the exchange will be required to provide an elective abortion-free plan at each metal level at which they will offer plans. Research from the Charlotte Lozier Institute and the Family Research Council in November 2014 showed that Rhode Island was one of four states that offered only plans covering elective abortion for the 2015 enrollment period.
Alliance Defending Freedom (ADF) announced on May 18 that the change is a result of a lawsuit that the legal organization filed on behalf of an HIV-positive pro-life resident who was forced off his private insurance. Because the Affordable Care Act mandates that individuals who buy a federally subsidized plan covering elective abortion pay a separate abortion surcharge, all Rhode Island residents who purchased any exchange plan were required to pay into the abortion fund. By guaranteeing new plan options that exclude elective abortion in 2016, the revision will free Rhode Islanders who object to paying the abortion fee from the mandate.
The goal of the Charlotte Lozier Institute is to promote deeper public understanding of the value of human life, motherhood, and fatherhood, and to identify policies and practices that will protect life and serve both women’s health and family well-being. Our profound conviction is that the insights available through the best science, sociology and psychology cannot help but demonstrate that each and every human is not only “fearfully and wonderfully made” but blessed to be born at this time in human history.